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    Second-Half Net Worth Calculator

    Most net worth calculators stop at a single number. The useful question in the second half is different: how much of what you own actually produces income, and how much simply sits there.

    Your numbers

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    Your result

    $705,000

    Total assets
    $930,000
    Total debt
    $225,000
    Net worth
    $705,000
    Income-producing or investable
    $380,000
    Share of net worth that is productive
    54%
    Held in your primary residence
    $340,000

    A healthy share of your net worth is working rather than resting. The next question is concentration: how much of that productive share depends on a single asset or a single market.

    Illustrative only. This is not financial, tax, or investment advice — bring the output to a licensed professional.

    Bring This Work to Your Audience

    These frameworks are drawn from Lisa's keynotes and workshops for conferences, corporate teams, and associations.